7. DIRECT MICRO PAYMENTS
SPOZZ uses a dual-layer payment system:
1. SPOZZ Token (SPZZ)
An on-chain utility token used for:
Artist payouts
Marketplace transactions
Peer-to-peer tipping
Staking for membership benefits
Built on Polygon for low fees and fast confirmation
Can be held or converted by users, depending on region and preference
May later support liquidity on decentralized exchanges
2. SPOZZ Credits (Off-Chain)
SPOZZ Credits are 1:1 backed by SPZZ tokens but used for simplicity
Users can purchase credits using credit card, Apple/Google Pay, etc.
Used in the app for streaming, subscriptions, and purchases
Fully convertible to SPZZ when/if users want to exit to crypto
The dual system allows blockchain-native users to go fully on-chain, while letting mainstream users enjoy the platform without any wallet or crypto experience.
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